Fallbrook Mortgage – Your Local Mortgage Professional

Fallbrook Mortgage is a local Fallbrook business.  We are dedicated to Fallbrook business and residential mortgage loan needs. Since we live and work in Fallbrook, our passion is being the most helpful, professional and informed mortgage brokers in town.

Fallbrook Mortgage has a variety of mortgage products that are sure to fit your needs. Here are some of them:

1. New home purchase.

A: Pre-Qualify. You are looking for a home and want to be pre-qualified so that when you do find the right home you are ready to pull the trigger with the confidence of knowing that you are already qualified for it.

B: Buying Home Now. You just now found the home you want and are ready to take to next step towards buying it.

2. Refinance your current loan. Take advantage of some of the lowest rates in years and you can save hundreds or thousands on your monthly payment.

3. Loan Modification. The real estate market is in great flux right now, so it takes a company with the dedication and experience of Fallbrook Mortgage to find the program that best meets your needs.

4. Home equity loan – cash out. You are looking to pay off some high-interest loans, or an emergency has come up, or a great opportunity has dawned, and you need cash now.  We can have a check in your hand usually within a few days.  Don’t worry, your home still has a nice chunck of equity, so use it if you need it.  Fallbrook Mortgage are experts at finding the right rates and terms for you.

5. Home equity line of credit. You are anticipating something coming up, but not ready to pull the trigger just yet.  A home equity line of credit gives you peace of mind that the money you may need is definitely there when want it.  Fallbrook Mortgage can arrange for you to access your funds in a number of creative ways.

6. Reverse Mortgage. This is another way to get cash out of your home, but only a little bit at a time, as you need it.  Fallbrook Mortgage is a leader in the Reverse Mortgage industry finding you the most money for your equity.

7. Underwater homeowners refinancing. Are you current but concerned? Refinancing through Fallbrook Mortgage can give you the peace of mind you need.  We will work to lower your current fixed interest rates or get rid of a rising adjustable interest rate.  Our agents may be able to modify the terms of a loan with balloon payments to convert them into traditional 30 year fixed  rate mortgage loans.

8. Underwater homeowners who are behind on their payments or facing foreclosure. Fallbrook Mortgage has a number of options we offer to give you financial relief.  We will help you try to qualify for one of the federally sponsored loan modification programs.  This program may lower your principal balance and/or lower your current monthly payment.  The idea here is to help you stay in your home until housing prices go back up.

If you are in need of mortgage financing and are ready to take the next step, then you have come to the right place.  Do you absolutely demand the highest integrity and honesty?

If you demand the best, you have found your mortgage loan company.  We are local. We care. We are here for the long run. We will do whatever it takes to get your deal done.  With no hype. We offer straight-forward, honest communications with our client-friends from the beginning all the way through funding, and then hopefully for years to come.

If you would like to speak to a representative about your mortgage, please fill out the short form below and we will call you, usually within a few minutes.

We look forward to working with you to find the perfect mortgage solution for your exact situation – Fallbrook Mortgage.